Your trusted consultants and advisors
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Charles Langowski
Principal & CEO
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Charles Langowski
Principal & CEO
Industry experience: More than 20 years
Fun fact: One of my favorite things is enjoying a beautiful sunset on the lake with my family.
Certifications & Education
- MBA, University of Minnesota
- BS—Finance, Moorhead State University
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Dan Schroeder
Principal & Director of Retirement Plan Consulting
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Dan Schroeder
Principal & Director of Retirement Plan Consulting
Industry experience: More than 20 years
Fun fact: I was the president of a youth hockey association and can't skate.
Certifications & Education
- Qualified 401(k) Administrator (QKA)
- Qualified Plan Financial Consultant (QPFC)
- BA—Math Education, University of Northern Iowa
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Justin Dorsey
Principal
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Justin Dorsey
Principal
Industry experience: More than 20 years
Fun fact: I drove an over-the-road semi-truck as a job one summer.
Certifications & Education
- J.D., University of Minnesota
- BA—History, University of Minnesota
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Bernie Heffernon
Regional Manager
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Bernie Heffernon
Regional Manager
Industry experience: More than 20 years
Fun fact: I enjoy the outdoors including hunting and fishing, and am an avid Kansas Jayhawk Basketball fan.
Certifications & Education
- Accredited Investment Fiduciary® (AIF®)
- Certified Fund Specialist (CFS)
- BGS—Personnel Administration and Communications, University of Kansas
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Brad Tollander
Senior Investment Consultant
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Brad Tollander
Senior Investment Consultant
Industry experience: More than 20 years
Fun fact: I’m an avid musky fisherman, plus a huge fan of the Green Bay Packers and my daughter’s high school/club volleyball teams.
Certifications & Education
- Chartered Financial Analyst® (CFA)
- BA—Finance Management, University of Minnesota
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Carol Dorn
Principal of ACG Benefits & Risk Consulting
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Carol Dorn
Principal of ACG Benefits & Risk Consulting
Industry experience: More than 20 years
Fun fact: My favorite quote is from G.K. Chesterton, “Great truths can only be forgotten and never be falsified.”
Certifications & Education
- Minnesota Insurance License—Health, Life, Property & Casualty
- 2-year certificate—School of Divinity, University of St. Thomas
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David Schmidt
Senior Relationship Manager
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David Schmidt
Senior Relationship Manager
Industry experience: More than 20 years
Fun fact: I soloed a modified Indy car around the Chicago Motor Speedway at 150 MPH.
Certifications & Education
- Ph.D. & MA—Government & Economics, Indiana University - Bloomington
- BA—Political Science, Michigan State University
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Devon Triebold
Investment Analyst
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Devon Triebold
Investment Analyst
Industry experience: Since 2015
Fun fact: I have hiked Mt. Fuji and have a motorcycle part named after me.
Certifications & Education
- MBA (in progress), University of Minnesota
- BBA—Economics & International Business, University of Oklahoma
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Jacob Fuerstneau
Senior Investment Consultant
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Jacob Fuerstneau
Senior Investment Consultant
Financial services experience: Since 2003
Fun fact: I enjoy running around Minneapolis lakes.
Certifications & Education
- Chartered Financial Analyst® (CFA)
- MBA, University of Minnesota
- BS—Business, University of Kansas
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Joe Pope
Senior Vice President – Fixed Income Consulting
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Joe Pope
Senior Vice President – Fixed Income Consulting
Industry experience: Since 2002
Fun Fact: For me, nothing compares to a sunny Minnesota summer day spent on the lake with my family and friends.
Certifications & Education
- Certified Public Accountant (CPA)
- Chartered Financial Analyst® (CFA) Level II candidate
- BA—Accounting, St. Mary’s University of Minnesota
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John Conway
Education Consultant
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John Conway
Education Consultant
Industry experience: More than 20 years
Fun fact: I am an avid downhill skier and compete in an annual, 50-hour trivia marathon.
Certifications & Education
- BA—Speech Communications, University of Minnesota
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Mary Nearhoof
Operations Manager
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Mary Nearhoof
Operations Manager
Industry experience: More than 20 years
Fun fact: I like to go to estate sales and auctions searching for treasures.
Certifications & Education
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
- BS—Business Administration, University of North Dakota
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MaryKay Pewowaruk
Benefits Analyst
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MaryKay Pewowaruk
Benefits Analyst
Industry experience: More than 20 years
Fun fact: I have been to all 50 states in the U.S.
Certifications & Education
- Minnesota Insurance License—Health & Life
- MA—Education, University of St. Thomas
- BS—Biology, North Dakota State University
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Mathew Coyle
Senior Fiduciary Advisor, Head CFP®
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Mathew Coyle
Senior Fiduciary Advisor, Head CFP®
Industry experience: Since 1999
Fun fact: I am a former collegiate (Drake) tennis player and part-time mechanical-watch builder.
Certifications & Education
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
- MBA—Portfolio Management, University of St. Thomas
- BSBA—Finance & Insurance, Drake University
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Melissa St. George
Senior Investment Consultant
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Melissa St. George
Senior Investment Consultant
Industry experience: More than 20 years
Fun fact: One of my many jobs during college was driving a school bus.
Certifications & Education
- MBA, University of St. Thomas
- BBA, University of Wisconsin - Eau Claire
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Michael Hoeschen
Senior Investment Consultant
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Michael Hoeschen
Senior Investment Consultant
Industry experience: More than 20 years
Fun fact: I bought my first stock at age 12 with paper-route money.
Certifications & Education
- Certified Public Accountant (CPA)
- BS—Accounting, St. Cloud State University
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Michele Hren
Principal of ACG Benefits & Risk Consulting
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Michele Hren
Principal of ACG Benefits & Risk Consulting
Industry experience: More than 20 years
Fun fact: A good day for me is watching the sun set over a mountain, from the 18th green.
Certifications & Education
- Minnesota Insurance License—Health & Life
- BA—Business, University of St. Catherine
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Samantha Wetterlund
Senior Relationship Manager
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Samantha Wetterlund
Senior Relationship Manager
Industry experience: Since 2011
Fun fact: I hold a private pilot license.
Certifications & Education
- Qualified Plan Financial Consultant (QPFC)
- BS—Aeronautics, University of North Dakota
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Shelley Lutes
Innovation Manager
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Shelley Lutes
Innovation Manager
Industry experience: Since 2012
Fun fact: Visiting every Minnesota State Park and each presidential library are items on my bucket list.
Certifications & Education
- BA—Sociology & Spanish, Wheaton College
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Teresa Kruse
Senior Relationship Manager
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Teresa Kruse
Senior Relationship Manager
Industry experience: More than 20 years
Fun fact: I was a roller derby referee for 2 years; I also enjoy camping, hiking and mushroom-hunting activities.
Certifications & Education
- Qualified Plan Financial Consultant (QPFC)
- Tax-Exempt & Governmental Plan Consultant (TGPC)
- BS—Business Management & Marketing, University of Phoenix
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Teri Richardson
Senior Investment Consultant
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Teri Richardson
Senior Investment Consultant
Industry experience: More than 20 years
Fun fact: I coach beginning cross-country skiing.
Certifications & Education
- Chartered Financial Analyst® (CFA)
- MBA, University of Minnesota
- BA—Mathematics, University of Minnesota
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Tony Albrecht
Senior Portfolio Manager
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Tony Albrecht
Senior Portfolio Manager
Industry experience: More than 20 years
Fun fact: My favorite sport is ice hockey and I like to cook.
Certifications & Education
- Chartered Financial Analyst® (CFA)
- BS & MS—Economics, Iowa State University
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Wendy Langowski
Performance Analyst
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Wendy Langowski
Performance Analyst
Industry experience: More than 20 years
Fun fact: I teach kickboxing and strength-training classes at a local gym.
Certifications & Education
- BS—Finance, Minnesota State University - Moorhead
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Zack Turgeon
Investment Analyst
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Zack Turgeon
Investment Analyst
Industry experience: Since 2015
Fun fact: I like to ice fish.
Certifications & Education
- Chartered Financial Analyst® (CFA) Level III candidate
- BS—Finance, Math & Economics, University of Minnesota
Award-winning service
PLANADVISER magazine honored our team from 2011-2017 as a Top 100 Retirement Plan Adviser. In 2017, our team ranked eighth (according to asset value of defined contribution plans supported) in the National Association of Plan Advisors list of Top DC Advisor Teams with AUA (Assets Under Advisement) Over $100 Million. Nasdaq and EVERFI also recently honored ACG at the Financial Capability Innovation Awards recognizing our efforts to improve the financial capability of Americans through unique digital learning initiatives.

