Feature Articles

1st Quarter 2020 Strategy

By Tony Albrecht, CFA®

January 16, 2020Institutional Investment Management
Financial Institutions Insights 1st Quarter 2020 Strategy “A Short-Term Rebound Followed by Economic Softening”

 

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Interest rates declined 90 basis points in 2019.  While current levels seem low (5-year Treasury note yield at 1.60%), remember in 2012 the same Treasury had a yield 0.50%.  Unless the duration of your bond portfolio is...

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Fourth Quarter 2019 Municipal Insight

By Patrick Larson, CFA®

January 15, 2020Individual Investment Management

The noisy themes for the 4th quarter were centered on concerns of a global economic slowdown, uncertainty related to trade negotiations, and manufacturing weakness in the US and abroad. These themes were countered by strong domestic employment numbers , real wage growth,...

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New Retirement Rules

By Mathew Coyle, CFP®

January 09, 2020Individual Investment Management

New Retirement Rules How the IRS is Changing Retirement (Four key changes)

Change #1:  IRA RMDs If you are of age 70.5 or higher, it was required that you take a draw from your qualified plan or IRA.  This age has now been raised by the IRS to age...

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SECURE Act

By Dan Schroeder, QKA, QPFC

January 06, 2020Institutional Investment ConsultingRetirement Plans

In a major victory for the advocacy efforts of the American Retirement Association, the most comprehensive retirement savings policy bill since the Pension Protection Act of 2006 was signed by President Trump on December 20. Years in the making, the Setting Every...

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The More You Know: Automatic Enrollment Notices

By Dan Schroeder, QKA, QPFC

December 13, 2019Institutional Investment ConsultingRetirement Plans

Many retirement plans today provide automatic enrollment for employees, meaning the plan sponsor initiates enrollment into the retirement plan on behalf of the employee. One common question plan sponsors come across is whether their enrollment kit satisfies the annual automatic enrollment notice...

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