Feature Articles: Retirement Plans

Department of Labor – Electronic Disclosure Rules

By Dan Schroeder, QKA, QPFC

July 21, 2020Institutional Investment ConsultingRetirement Plans

Department of Labor – Electronic Disclosure Rules

The final rule establishes a new, voluntary safe harbor for retirement plan administrators who want to use electronic media, as a default, to furnish covered documents to covered individuals, rather than sending potentially large volumes of...

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Defined Contribution Plan Participants’ Activities, First Quarter 2020

By Patrick McTigue,CPFA, AIF®

May 19, 2020Institutional Investment ConsultingRetirement Plans

For more details and information about these, and more, 1st quarter 2020 Defined Contribution Plan findings, please click here to see the May 2020 Investment Company Institute Research Report prepared by Sarah Holden, ICI senior director of retirement and investor research, Daniel...

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Cash Balance Pension Plan Investment Management

By Chad Rice, CFA®

April 22, 2020Institutional Investment ConsultingRetirement Plans
Cash Balance Pension Plan Investment Management Tailored Retirement Plan Management  

What is a Cash Balance Plan?

A Cash Balance plan is a unique tax-deferred (qualified) retirement plan that provides an alternative strategy to accelerate retirement savings with the added benefit of tax deductibility. Participant accounts exhibit the...

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Defined Benefit Pension Plan Obligations are Increasing!

By Chad Rice, CFA®

April 16, 2020Institutional Investment ConsultingRetirement Plans

With stocks falling and discount rates falling, pension funding rates are also falling.  In some cases, defined benefit plans are experiencing a 10-15% decline in their funding ratio year-over-year. Even though some reprieve with funding requirements is deferred for 2020, it is likely that most Plan Sponsors will face...

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ACG Recognition

By Dan Schroeder, QKA, QPFC

April 16, 2020Institutional Investment ConsultingRetirement PlansIndividual Investment Management

During an unprecedented and confusing time, we hope to provide solace in the form of reassurance. This is why we’d like to share with you our recent recognition as a way of letting you know that we are here to stay and committed to...

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Bear Market. Now What?

By Dan Schroeder, QKA, QPFC

April 09, 2020Institutional Investment ConsultingRetirement Plans

BEAR MARKETS AND PAST MARKET DECLINES

As of March 12, 2020, the S&P 500 Index entered into bear market territory, defined as a 20% decline from the index’s past high. The Dow Jones Industrial Index, another often quoted index, fell into bear market territory the day...

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The Top 5 Questions, so far

By Dan Schroeder, QKA, QPFC

April 07, 2020Institutional Investment ConsultingRetirement Plans

Slightly more than a week has passed since the passage of the CARES (Coronavirus Aid, Relief, and Economic Security) Act. It was signed on Friday, March 27th. It feels like a month.

As a result of its passage, well-meaning providers, consultants, and advisors (ACG included)...

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