Participant Financial Wellness Services

The Winds of Change in Retirement Plan Design: Guaranteed Lifetime Income

We believe resolutely that there is a slowly, but inexorably, growing movement in the US towards reshaping the question of retirement readiness – at least in part – from wealth accumulation to guaranteed lifetime income (e.g., think old-fashioned pension benefit for life – but in a defined.

2nd Quarter 2019 - Global Slowdown Has Begun

Economic Overview

Our theme for the first quarter was: “Things are Slowing Down” which turned out to be the case. Many economic indicators in Europe have pointed to a slowdown this year. The Purchasing Manager’s Index (PMI) peaked in the Eurozone in December 2017 and had fallen below 50.

Dealing with Debt

Paying Off Debt - All debt is not created equal.

The often-repeated mantra that "all debt is bad debt" demonstrates a fundamental misunderstanding of how money really works. Here are 3 things to consider:

1. It's just a tool.
The apt analogy here is that of a kitchen knife. Kitchen knives can be dangerous, but.

Feature Articles: Participant Financial Wellness Services

Crafting the Retirement Readiness Scorecard

By Devon Triebold

November 01, 2018Institutional Investment ConsultingRetirement PlansParticipant Financial Wellness Services

How do you measure whether your participants will be ready for retirement when the time comes? This is the question we were faced with in the spring of 2017. The question was driven by wanting to assess – in a measurable way – the impact...

Financial Wellness Niche: Student Loan Repayment Benefits – Part 2: How and Who

August 01, 2018Participant Financial Wellness Services

This article is the second installment in a series on Student Loan Repayment Benefits. The first installment discussed why the benefit is gaining traction with employers and the variety of services that are available. We recommend you take a look at Part...

Financial Wellness Niche: Student Loan Repayment Benefits - Part 1: Why and What

July 02, 2018Participant Financial Wellness Services

The Challenge

The average 2017 graduate faced $39,400 in student loans.[1] The reality is, student loan debt doesn’t just impact new grads either, 37% of millennials, 22% of Gen Xers and 10% of baby boomers have student loans.[2] Being saddled with that level of debt...