Participant Financial Wellness Services

The Winds of Change in Retirement Plan Design: Guaranteed Lifetime Income

We believe resolutely that there is a slowly, but inexorably, growing movement in the US towards reshaping the question of retirement readiness – at least in part – from wealth accumulation to guaranteed lifetime income (e.g., think old-fashioned pension benefit for life – but in a defined.

Financial Institutions Insights 1st Quarter 2019 Strategy

Economic Overview - What a Difference a Quarter Makes!

We entered the fourth quarter of 2018 with solid economic growth, interest rates near a multi-year peak and an equity market that was trading near record highs. But things changed. Expectations that the economy will slow.

Stocks in 2019

Stocks in 2019. It's important to be realistic about what the market will (and won't) yield following a multi-year rally in stocks.

Big Gains? Probably not - but...Various sectors, classes, and industries do not move in unison and this presents opportunities. For the past decade, lower quality, high growth.

Feature Articles: Participant Financial Wellness Services

Crafting the Retirement Readiness Scorecard

By Devon Triebold

November 01, 2018Institutional Investment ConsultingRetirement PlansParticipant Financial Wellness Services

How do you measure whether your participants will be ready for retirement when the time comes? This is the question we were faced with in the spring of 2017. The question was driven by wanting to assess – in a measurable way – the impact...

Financial Wellness Niche: Student Loan Repayment Benefits – Part 2: How and Who

By Shelley Lutes

August 01, 2018Participant Financial Wellness Services

This article is the second installment in a series on Student Loan Repayment Benefits. The first installment discussed why the benefit is gaining traction with employers and the variety of services that are available. We recommend you take a look at Part...

Financial Wellness Niche: Student Loan Repayment Benefits - Part 1: Why and What

By Shelley Lutes

July 02, 2018Participant Financial Wellness Services

The Challenge

The average 2017 graduate faced $39,400 in student loans.[1] The reality is, student loan debt doesn’t just impact new grads either, 37% of millennials, 22% of Gen Xers and 10% of baby boomers have student loans.[2] Being saddled with that level of debt...