Participant Financial Wellness Services

The Winds of Change in Retirement Plan Design: Guaranteed Lifetime Income

We believe resolutely that there is a slowly, but inexorably, growing movement in the US towards reshaping the question of retirement readiness – at least in part – from wealth accumulation to guaranteed lifetime income (e.g., think old-fashioned pension benefit for life – but in a defined.

Financial Institutions 4th Quarter 2018 Strategy

Economic Overview

The economy is growing at a remarkable pace. Second quarter GDP increased 4.2% and the 3rd quarter may also exceed 4.0%. It seems likely 4th quarter GDP will be between 3.0% and 3.5%. Up to this point, the Fed seems to have gotten both.

Market Volatility Returns

With many portfolios flat or slightly down for the year, the 1st and 4th quarters have book-ended a volatile 2018 with 11% and 7% respective sell-offs in the broader market. What's causing the volatility and is it normal historically?

What's Causing It?...For most investors, 2018 has felt.

Feature Articles: Participant Financial Wellness Services

Crafting the Retirement Readiness Scorecard

By Devon Triebold

November 01, 2018Institutional Investment ConsultingRetirement PlansParticipant Financial Wellness Services

How do you measure whether your participants will be ready for retirement when the time comes? This is the question we were faced with in the spring of 2017. The question was driven by wanting to assess – in a measurable way – the impact.

Financial Wellness Niche: Student Loan Repayment Benefits – Part 2: How and Who

By Shelley Lutes

August 01, 2018Participant Financial Wellness Services

This article is the second installment in a series on Student Loan Repayment Benefits. The first installment discussed why the benefit is gaining traction with employers and the variety of services that are available. We recommend you take a look at Part.

Financial Wellness Niche: Student Loan Repayment Benefits - Part 1: Why and What

By Shelley Lutes

July 02, 2018Participant Financial Wellness Services

The Challenge

The average 2017 graduate faced $39,400 in student loans.[1] The reality is, student loan debt doesn’t just impact new grads either, 37% of millennials, 22% of Gen Xers and 10% of baby boomers have student loans.[2] Being saddled with that level of debt.